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What Should You Not Say to an Insurance Adjuster?

When talking to an insurance adjuster, it’s essential that you remember that insurance companies are not on your side. Insurance providers are for-profit businesses, and their ability to make profits depends on paying the least amount possible for each and every claim.  Whether you are dealing with your own insurer or another driver’s, no one you talk to at an insurance company is trying to help you. https://www.youtube.com/watch?v=9UKRbFprB0E How do you answer an insurance adjuster's questions? If you have hired a personal injury lawyer to represent you, your attorney will handle communications with the insurance company. If you do not have a lawyer, you should agree to give the claims adjuster the information they need to process your claim, but make sure you always refuse to give a recorded statement.  Here are a few tips for answering an insurance adjuster’s questions: Review the accident report before answering any questionsClearly explain the facts that prove the other driver was responsible for the accidentDo not provide any unnecessary informationTell the adjuster all of the injuries you suffered in the accident, including minor injuries such as bruises, headaches, and a stiff neck What do insurance adjusters look for? Insurance adjusters are always looking…

What Is Truck Driver’s Knee?

Truck driver’s knee is a common knee injury suffered by truck drivers, also called patellar tendonitis or jumper’s knee. The condition affects the patella tendon, which connects your kneecap to your shinbone and helps your muscles straighten your knee during various activities. https://www.youtube.com/watch?v=ZJcc3B6fsNI What causes knee pain while driving? Truck driver’s knee is caused by repeated stress and strain on the patellar tendon, which eventually causes small tears to form in the tendon. As more tears occur, they start to cause tendon pain and inflammation. The first symptom is typically a sharp pain just under the kneecap during physical activity. As the injury worsens, the pain may continue even when you are not physically active. For truck drivers, the most common causes of patellar tendonitis include:  Operating truck pedals for long periods of timeClimbing in and out of trucksJumping off trailers  Other risk factors for jumper’s knee include tight leg muscles, muscular imbalances, and being overweight. How do I stop my knees from hurting when I drive? There is a range of treatment options for truck driver’s knee that can stop your knees from hurting when you drive.  Once you have been diagnosed with patellar tendonitis, the first suggested treatment…

What Is the Minimum Payout for Whiplash?

Whiplash is a type of sprain that occurs in the neck’s soft tissues when the body, head, and neck move rapidly back and forth. Victims can suffer whiplash in a variety of situations, including assaults and falls, but it is also one of the most frequent types of car accident injury. Drivers and passengers in the front vehicle during a rear-end collision have the greatest risk of whiplash. https://www.youtube.com/watch?v=2RvPRCTcBQE What is the average settlement payout for whiplash? While there is no “average” settlement payout for whiplash, your settlement will generally be determined by your medical expenses and the amount of time it took you to heal up. Other factors include the severity of the accident, your lost wages, and the long-term effects of your injuries.  You may also be able to recover past, present, and future pain and suffering damages for serious whiplash injuries. Is it worth suing for whiplash? If the insurance company is not willing to fairly compensate you, then it is usually worth suing for whiplash when you have been injured in a car crash or other accident that was someone else’s fault. While each whiplash case has a different set of underlying facts and circumstances that…

Should You Get a Lawyer After a Refinery Accident?

If you have been injured in a refinery accident, it’s essential to engage an experienced personal injury lawyer to represent you. An attorney with experience representing refinery accident victims will know how to investigate the scene of the accident and uncover the necessary evidence to prove that the oil company was negligent. The oil company will be doing everything in their power (and ample financial means) to limit their liability, so it’s vital that you have a skilled refinery accident lawyer on your side. https://www.youtube.com/watch?v=0YZefHeT8dY Are accident lawyers worth it? In refinery accident cases, hiring an accident lawyer is well worth the cost.  Refinery accidents can cause severe injuries with extensive medical bills and other damages. Hiring a refinery accident lawyer to handle your case can maximize the value of your claim by taking on the oil companies for you. Statistically, people who hire accident lawyers receive higher settlements. Even after paying attorney fees, accident victims still walk away with much more money than they would have received without a lawyer.   Personal injury attorneys deal with accidents every day. As a result of this experience, refinery accident lawyers have developed: Extensive knowledge of the relevant laws and oil company tacticsStrategies…

What Does a Car Accident Lawyer Do?

After a car crash, the at-fault driver usually can be held financially responsible for injuries caused by the auto accident. Car accident attorneys help victims pursue reimbursement from the responsible driver for the damages caused by the accident. In this article, we've summarized some of the most important things you need to know about car accident lawyers. https://www.youtube.com/watch?v=0GmMPKsR590&feature=youtu.be What is a car accident lawyer? Car accident lawyers are also called personal injury lawyers. Personal injury attorneys provide legal services to people who have been injured by the actions of another person, a company, or any other legal entity. Car accidents are by far the most common type of personal injury claim handled by personal injury lawyers in the United States. A study conducted by the U.S. Department of Justice Bureau of Justice Statistics found that car accident trials accounted for 57% of all personal injury trials and 35% of all civil trials in 2005. What does a car accident lawyer do? When you first hire a car accident lawyer, they will let the insurance companies involved know that you are represented by a lawyer now and that all communication regarding the claim should be directed to them. Then they will…

Can an Insurance Company Refuse to Pay a Claim?

Yes, insurance companies do refuse to pay claims. So, what happens when an insurance company unfairly denies your claim, or offers far less than what you truly deserve? It’s time to contact a personal injury attorney. Whether your accident was with a standard vehicle or an 18-wheeler semi-truck, working with an attorney can spare you the headache of fighting the insurance company, so you can focus on healing and getting back to your life. Here’s a quick guide. https://www.youtube.com/watch?v=9wiMHLgvcDs&feature=youtu.be Do I file a claim with my own car insurance or the other driver’s? You should always file a claim with your own insurance company after an accident. But whether and how much your own insurer will have to pay will depend on your degree of fault in the accident, and whether you live in a “no fault” state or a “fault” state. In a “fault” state, like Texas, the driver judged to be less responsible for causing the accident will recover insurance money from the at-fault driver’s policy. This is why it is always vital to exchange contact and insurance information with the other driver after an accident.  Can I file an insurance claim after a car accident if I’m…

Can I Get a Pro Bono DUI or DWI Lawyer?

Have you been injured in a DUI, DWI, or OVI accident? Do you think you need a pro bono lawyer because you’re concerned about the costs? Don’t worry. Many personal injury attorneys will take your case on contingency, meaning you pay nothing unless your case is won. Here’s a guide. https://www.youtube.com/watch?v=OCmSu_WX7MU&feature=youtu.be What if I can’t afford a personal injury lawyer after a DUI, DWI, or OVI car accident? Do I need a pro bono lawyer? Generally, DWI accident victims don’t need a pro bono lawyer, because attorneys may take their case on a contingency basis -- meaning the client pays nothing unless the case is won or a settlement is mediated. If you have been injured or lost a loved one to a drunk driver, many personal injury attorneys will take your case on what’s called a contingency fee. If you win your case at trial, or your lawyer negotiates a fair settlement for you, the attorney fees will simply be deducted from the damages awarded, your medical bills are paid, and you receive the rest.  If your lawyer has taken your case on a contingency basis and you lose in court you won’t have to pay your lawyer at…

The Parent’s Guide to Child Injury Lawsuits

Child injury lawsuits are highly emotional, and nobody wants to go through the ordeal. It is profoundly frustrating for parents to feel powerless to help their son or daughter when they’ve been hurt. Sadly, many parents blame themselves, when the reality is that there’s nothing they could have done to prevent an accident, injury, or traumatic event from occurring. So how do you go about getting justice and compensation for your innocent child when they have been harmed? Read on below. https://www.youtube.com/watch?v=HaiiqKQortE&feature=youtu.be Can I sue an adult if they hurt my child? Yes, absolutely. Obviously, while your child is a minor, they lack the capacity to sue someone themselves. But you can file a civil lawsuit on your child’s behalf. Under the law, your child is entitled to the same amount of monetary damages as an adult with similar injuries. And you, as a parent, may be entitled to additional compensation for your own extraordinary expenses in caring for your child after they’ve been hurt -- physically, emotionally, or both. Even if an adult did not intentionally mean to cause harm to your son or daughter, they may be liable for monetary damages if their actions were negligent, careless, or…

What to Expect During a Car Accident Deposition

If you have been injured in a car accident and file a lawsuit, you will likely need to participate in a deposition. Many people are intimidated by the term “deposition” and have a lot of anxiety prior to being deposed, mostly because they don’t know what to expect. But a good personal injury lawyer will help you fully prepare. Here’s a guide. https://www.youtube.com/watch?v=9NTsXE4vU28&feature=youtu.be What is a deposition in a car accident lawsuit? A deposition is an out-of-court legal proceeding where a person gives sworn testimony under oath in the presence of a court reporter and attorneys. Basically, it’s a formal question-and-answer session that is recorded and legally official. Some depositions are recorded on video and all of them are transcribed onto paper for reference. Depositions are usually done at a law office, but sometimes they’re done at a person’s home.  In a car accident lawsuit, plaintiff drivers, defendant drivers, passengers, eyewitnesses, first responders, and/or medical professionals may all be deposed as part of the discovery phase. The purpose of a deposition is to help both sides clarify the facts of the case and assess the relative strength of their arguments prior to mediation and/or trial.   How should I prepare for…

The Victim’s Guide to Car Crash Compensation

Car crash victims are generally entitled to compensation. If you’ve been injured in a car accident -- or worse, a big rig or semi-truck accident -- you’re probably wondering how you will pay your medical bills, your injuries, missed work, and repairs. But, how much will the insurance policies pay out? What do you need to do to get the insurance company to pay? What if the other driver was drunk, high, or texting while driving? If you’re the victim in a car crash, the amount of total compensation you receive for your injuries and damages will depend on many different factors. Here’s a guide. https://www.youtube.com/watch?v=eLbNemS_YlM&feature=youtu.be What if the other driver says the car accident was my fault? Sometimes you have to prove the accident was not your fault.  You should always call the police to make a report, take photos of the vehicles and the other driver’s information, call your and the other driver’s insurance company, and contact a personal injury lawyer afterward to get immediate help with your legal emergency.  An experienced personal injury legal emergency lawyer can help you prove your case. Texas is a “fault” state with regard to car accidents. This means that the driver…

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